ACP provides overview of health insurance marketplaces

ACP provides overview of health insurance marketplaces
The opportunities and challenges presented by health care reform are discussed in an article published online Sept. 24 in the Annals of Internal Medicine.

(HealthDay)—The opportunities and challenges presented by health care reform are discussed in an article published online Sept. 24 in the Annals of Internal Medicine.

Researchers from the American College of Physicians provide a brief overview relating to health insurance marketplaces, designed as part of the Affordable Care Act (ACA) to help the uninsured obtain health coverage, and discuss the implications for patients and physicians.

As part of the ACA, most individuals without health insurance will have to obtain insurance, or will be penalized. Marketplaces, either state or federally operated, have been set up to help consumers compare insurance plans. Qualified health plans must be licensed in the state in which they are sold and provide an essential health benefit package comprising services within 10 categories. Plans will be offered in four tiers, according to the level of coverage offered. The ACA will have implications for patients and physicians, including a reduction in the number of uninsured and an increase in the number of patients who have the coverage needed to obtain medical services and access a regular source of care.

"The ACA will enable millions to enroll in , many for the first time," the authors write. "Physicians need to know what to expect and should encourage their patients to seek out and enroll in the coverage that best suits their family's needs."

More information: Full Text

add to favorites email to friend print save as pdf

Related Stories

About one in four uninsured could be excluded from ACA

May 24, 2013

(HealthDay)—More than one in four of those eligible for new premium assistance tax credits under the Affordable Care Act (ACA) do not have a checking account and will not be able to receive premiums from ...

Recommended for you

India to raise age for tobacco purchases, ban single sales

28 minutes ago

Health campaigners Wednesday welcomed India's plans to raise the age for tobacco purchases to 25 and ban unpackaged cigarettes, hailing them as a major step towards stopping nearly one million tobacco-related deaths a year.

Americans are smoking less than ever

32 minutes ago

The percentage of Americans who are smokers has fallen to an all-time low, now representing just 17.8 percent of the population, a study released Tuesday found.

User comments

Please sign in to add a comment. Registration is free, and takes less than a minute. Read more

Click here to reset your password.
Sign in to get notified via email when new comments are made.