Nongroup insurance market lacked stability before ACA

Nongroup insurance market lacked stability before ACA

(HealthDay)—The nongroup insurance market has been characterized by frequent disruptions in coverage before implementation of the Affordable Care Act (ACA), according to research published online April 23 in Health Affairs.

Benjamin D. Sommers, M.D., Ph.D., from Harvard University in Boston, used U.S. census data for 2008 to 2011 to evaluate the stability of nongroup coverage before ACA provisions took effect.

Sommers found that there was high turnover seen in the market, with only 42 percent of people with nongroup coverage at the outset of the study period retaining that coverage after 12 months. Eighty percent of people with coverage changes acquired other insurance within a year, most often from an employer. Group characteristics altered turnover rates, with more stable coverage seen among whites and self-employed people, compared to other groups. Adults aged 19 to 35 years had particularly high turnover, with only 21 percent of young adults retaining continuous nongroup coverage for two years. An estimated 6.2 million people leave nongroup coverage annually.

"These results can serve as a useful pre-ACA baseline with which to evaluate the law's long-term impact on the stability of nongroup coverage," Sommers writes.

More information: Abstract
Full Text

add to favorites email to friend print save as pdf

Related Stories

Patterns of health insurance coverage vary by state

Oct 08, 2013

(HealthDay)—Patterns of health insurance coverage among adults vary by state, and these differences may be used to guide efforts to expand coverage under the Affordable Care Act (ACA), according to research ...

Does ObamaCare cause psychological distress among US adults?

Jan 09, 2014

The Affordable Care Act, dubbed 'ObamaCare', has proven to be one of the most controversial legislative acts of the Obama presidency. New research, published in Stress & Health explores the psychological relationship betwee ...

Recommended for you

Study reveals state of crisis in Canadian foster care system

Oct 24, 2014

A new study of foster care in Canada led by a researcher at Western University reveals a shrinking number of foster care providers are available across the country to care for a growing number of children with increasingly ...

Researchers prove the benefits of persimmons for diet

Oct 24, 2014

Alba Mir and Ana Domingo, researchers from the Department of Analytical Chemistry of the University of Valencia, under the supervision of professors Miguel de la Guardia and Maria Luisa Cervera, from the same department, ...

Hand blenders used for cooking can emit persistent chemicals

Oct 24, 2014

Eight out of twelve tested models of hand blenders are leaking chlorinated paraffins when used according to the suppliers' instructions. This is revealed in a report from Stockholm University where researchers analyzed a ...

User comments