http://medicalxpress.com/ en-us Medical Xpress internet news portal provides the latest news on Health and Medicine. Consumers saw nearly $1.5 billion in insurer rebates and overhead cost savings in 2011, due to the Affordable Care Act's medical loss ratio provision requiring health insurers to spend at least 80 percent of premium dollars on health care or quality improvement activities or pay a rebate to their customers, according to a new Commonwealth Fund report. Consumers with individual policies saw substantially reduced premiums when insurers reduced both administrative costs and profits to meet the new standards. While insurers in the small- and large-group markets achieved lower administrative costs, not all of these savings were passed on to employers and consumers, as many insurers increased profits in these markets. http://medicalxpress.com/news/2012-12-consumers-benefitted-billion-aca-medical.html Health Wed, 05 Dec 2012 04:39:15 EST news273904723 The number of underinsured adults -- those with health insurance all year, but also with very high medical expenses relative to their incomes -- rose by 80 percent between 2003-2010, from 16 million to 29 million, according to a new Commonwealth Fund study published in the September issue of Health Affairs. Nearly half (44%) of U.S. adults -- 81 million people -- were either underinsured or uninsured in 2010, up from 75 million in 2007 and 61 million in 2003. http://medicalxpress.com/news/2011-09-underinsured-percent-.html Health Thu, 08 Sep 2011 05:14:01 EST news234677622 Treating chronic migraines with behavioral approaches – such as relaxation training, hypnosis and biofeedback – can make financial sense compared to prescription-drug treatment, especially after a year or more, a new study found. http://medicalxpress.com/news/2011-07-behavioral-treatment-migraines-cost-effective-alternative.html Diseases, Conditions, Syndromes Tue, 05 Jul 2011 11:40:44 EST news229084825 Offering the option of government coverage to workers and their families has become one of the most contentious issues in the debate about overhauling health care to cover the uninsured and curb costs. Obama has proposed a public plan, and liberals insist it be part of any final deal. Conservatives and businesses fear that could open the door for a government takeover of the system. http://medicalxpress.com/news159019833.html Health Wed, 15 Apr 2009 13:11:06 EST news159019833