News tagged with health insurance

Related topics: health care , affordable care , insurance , barack obama , health care reform

Stigma can hinder access to health care for the poor

In a study of 574 low-income adults, many felt stigmatized when receiving medical care. This stigma was most often the result of interactions with clinicians that felt demeaning, rather than an internalized sense of shame ...

Oct 06, 2014
popularity not rated yet | comments 0

Burden of diabetic ketoacidosis still unacceptably high

Diabetic ketoacidosis (DKA), a life-threatening but preventable condition, remains an important problem for youth with diabetes and their families. Diabetic ketoacidosis is due to a severe lack of insulin and it is often ...

Mar 31, 2014
popularity not rated yet | comments 0

Health overhaul signup ends, survives for now

Monday marks the end of the six-month sign-up period for insurance under President Barack Obama's health care overhaul, a highly controversial attempt to reduce the number of Americans without medical coverage, ...

Mar 30, 2014
popularity not rated yet | comments 0

Uninsured face hurdles choosing health insurance

The new federal health-care law gives millions of Americans access to medical insurance. However, choosing the right coverage—a daunting task for most people—could be even more difficult for those who ...

Nov 11, 2013
popularity not rated yet | comments 1

Parents should team with kids to encourage exercise

Parents can help motivate kids to be more physically active, but the influence may not result in an improvement in their children's body mass index (BMI), finds a new evidence review in the American Journal of ...

Mar 05, 2014
popularity not rated yet | comments 0

Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

This text uses material from Wikipedia licensed under CC BY-SA