News tagged with health insurance

Related topics: health care , affordable care , insurance , barack obama , health care reform

Suddenly health insurance is not for sale

(HealthDay)— Darlene Tucker, an independent insurance broker in Scotts Hill, Tenn., says health insurers in her area aren't selling policies year-round anymore.

Apr 18, 2014
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A middle road for Medicaid expansion?

With the political divide over health care reform still strong going into this year's elections, a new analysis of state-level decisions shows signs of an emerging middle way toward reducing the ranks of the uninsured.

Apr 07, 2014
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Burden of diabetic ketoacidosis still unacceptably high

Diabetic ketoacidosis (DKA), a life-threatening but preventable condition, remains an important problem for youth with diabetes and their families. Diabetic ketoacidosis is due to a severe lack of insulin and it is often ...

Mar 31, 2014
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Common sense health for young adult cancer survivors

Many factors influence the life expectancy of childhood cancer survivors: not getting enough exercise, being underweight, and being worried about their future health or their health insurance. These are the findings of research ...

Apr 10, 2014
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Obama shuffles deck to cement health law gains

President Barack Obama on Friday nominated budget director Sylvia Mathews Burwell as his new health secretary, seeking to capitalize on an enrollment surge to cement his signature health law.

Apr 11, 2014
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Health overhaul signup ends, survives for now

Monday marks the end of the six-month sign-up period for insurance under President Barack Obama's health care overhaul, a highly controversial attempt to reduce the number of Americans without medical coverage, ...

Mar 30, 2014
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Kathleen Sebelius resigns after Obamacare woes

President Barack Obama's Health and Human Services Secretary Kathleen Sebelius is resigning, paying the price for the chaotic initial rollout of his signature health care law, officials said Thursday.

Apr 11, 2014
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Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

This text uses material from Wikipedia licensed under CC BY-SA