News tagged with health insurance

Related topics: health care , affordable care , insurance , barack obama , health care reform

Health law legacy eludes Obama as changes sink in

President Barack Obama's health care law has indeed managed to change the U.S., but major elements of his signature domestic achievement face an uncertain future as a roller-coaster enrollment period winds ...

Mar 30, 2014
popularity 4 / 5 (3) | comments 1

Poll: Obama health law fails to gain support

Public support for President Barack Obama's health care law—his signature domestic achievement—is languishing at its lowest level since passage of the landmark legislation four years ago, according to ...

Mar 28, 2014
popularity 4.5 / 5 (2) | comments 0

Health law sign-ups on track to hit 7M

Jammed phone lines and unreliable websites failed to stop a last-minute rush by hundreds of thousands of Americans trying to sign up for health coverage by the midnight Monday deadline for President Barack ...

Apr 01, 2014
popularity 5 / 5 (1) | comments 0

Health care sign-ups hit 5M mark

The Obama administration says more than 5 million people have signed up for private health insurance under the new health care law.

Mar 17, 2014
popularity 1 / 5 (1) | comments 0

'Obamacare' sign-ups top six million

More than six million Americans had registered for health insurance under US President Barack Obama's reform by Thursday, fewer than initially hoped but in line with revised projections.

Mar 27, 2014
popularity 1 / 5 (1) | comments 1

Obama cheers seven million health care sign ups

President Barack Obama Tuesday cheered seven million people who bought into his health care law and lashed out at political foes who were "mad" that more Americans could get insured.

Apr 02, 2014
popularity 1 / 5 (1) | comments 0

Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

This text uses material from Wikipedia licensed under CC BY-SA