News tagged with health insurance

Related topics: health care , affordable care , insurance , barack obama , health care reform

Parents should team with kids to encourage exercise

Parents can help motivate kids to be more physically active, but the influence may not result in an improvement in their children's body mass index (BMI), finds a new evidence review in the American Journal of ...

Mar 05, 2014
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A bumpy first day for new insurance marketplaces

For millions of Americans trying to log in, the online insurance marketplaces that are the center of President Barack Obama's health care overhaul began with a stalled website, an error message or a menu ...

Oct 02, 2013
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A middle road for Medicaid expansion?

With the political divide over health care reform still strong going into this year's elections, a new analysis of state-level decisions shows signs of an emerging middle way toward reducing the ranks of the uninsured.

Apr 07, 2014
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Health law sign-ups set to meet target

Jammed phone lines and unreliable websites failed to stop a last-minute rush by hundreds of thousands of Americans trying to sign up for health coverage by the midnight Monday deadline for President Barack ...

Apr 01, 2014
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Insurance goes with better health according to survey

People who have health insurance – regardless of income, education, age and ethnic background – are significantly more likely to report being in better health, according to a new report from Rice University's ...

Apr 01, 2014
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Health law sign-ups on track to hit 7M

Jammed phone lines and unreliable websites failed to stop a last-minute rush by hundreds of thousands of Americans trying to sign up for health coverage by the midnight Monday deadline for President Barack ...

Apr 01, 2014
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Burden of diabetic ketoacidosis still unacceptably high

Diabetic ketoacidosis (DKA), a life-threatening but preventable condition, remains an important problem for youth with diabetes and their families. Diabetic ketoacidosis is due to a severe lack of insulin and it is often ...

Mar 31, 2014
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Health overhaul signup ends, survives for now

Monday marks the end of the six-month sign-up period for insurance under President Barack Obama's health care overhaul, a highly controversial attempt to reduce the number of Americans without medical coverage, ...

Mar 30, 2014
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'Obamacare' sign-ups top six million

More than six million Americans had registered for health insurance under US President Barack Obama's reform by Thursday, fewer than initially hoped but in line with revised projections.

Mar 27, 2014
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Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

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