News tagged with health insurance

Related topics: health care , affordable care , insurance , barack obama , health care reform

Parents should team with kids to encourage exercise

Parents can help motivate kids to be more physically active, but the influence may not result in an improvement in their children's body mass index (BMI), finds a new evidence review in the American Journal of ...

Mar 05, 2014
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More employers moving to high-deductible health plans

(HealthDay)—Many Americans with job-based health insurance will face costlier deductibles next year as more large employers embrace or expand so-called consumer-directed health plans, a new survey finds.

Aug 15, 2014
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Insurance status may affect cancer outcome, study finds

(HealthDay)—A new U.S. study finds that cancer patients who don't have insurance—or who get it through the federal health insurance program for the poor (Medicaid)—are at much higher risk of poor medical ...

Aug 08, 2014
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More young adults getting mental health care under ACA

(HealthDay)—The number of young American adults getting mental health treatment has risen since the rule on dependent coverage went into effect with the passage of the Affordable Care Act, according to ...

Aug 05, 2014
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Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

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