News tagged with insurance companies

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Other legal challenges to health overhaul remain

If you thought the legal fight over the health care overhaul was finally over, think again. At least four issues related to the Affordable Care Act still are being sorted out in the courts, although none seems to pose the ...

Jun 25, 2015
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Health overhaul signup ends, survives for now

Monday marks the end of the six-month sign-up period for insurance under President Barack Obama's health care overhaul, a highly controversial attempt to reduce the number of Americans without medical coverage, ...

Mar 30, 2014
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Parents should team with kids to encourage exercise

Parents can help motivate kids to be more physically active, but the influence may not result in an improvement in their children's body mass index (BMI), finds a new evidence review in the American Journal of ...

Mar 05, 2014
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Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

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