News tagged with insurance companies

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Supreme Court misunderstanding on health overhaul?

(AP) -- A possible misunderstanding about President Barack Obama's health care overhaul could cloud Supreme Court deliberations on its fate, leaving the impression that the law's insurance requirement is ...

Apr 11, 2012
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Health law legacy eludes Obama as changes sink in

President Barack Obama's health care law has indeed managed to change the U.S., but major elements of his signature domestic achievement face an uncertain future as a roller-coaster enrollment period winds ...

Mar 30, 2014
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Doctors threaten Medicaid cutoff in Puerto Rico

(AP) -- Physicians are threatening to stop serving nearly a million Puerto Ricans as a result of a dispute between the island's government and an insurance company over reimbursements for treating poor people.

Jul 14, 2011
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Poll: Health overhaul unpopular, but not as feared

(AP) -- Nearly two years after President Barack Obama signed landmark legislation to cover the uninsured, a new poll finds his health care overhaul is neither better liked nor better understood.

Mar 08, 2012
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Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

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