News tagged with insurance

Related topics: health insurance , health care , medicaid , affordable care , barack obama

Fewer americans burdened by medical bills

(HealthDay)—The number of Americans struggling to pay medical bills has declined every year since 2011 and particularly since 2013, a new government report shows.

Feb 26, 2015
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Obamacare won't swamp doctors, study contends

(HealthDay)—The greater number of Americans with health insurance under the Affordable Care Act will lead to only a slight increase in the use of medical services, and the health system can cope with the ...

Feb 25, 2015
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Survey: Uninsured rate hit new low in 2014

(AP)—The share of Americans without health insurance dropped to its lowest level in seven years in 2014 as President Barack Obama's overhaul took full effect, according to an extensive survey released Tuesday.

Feb 24, 2015
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Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

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