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Many patients would switch doc to cut health care costs

(HealthDay)—Many Americans feel that keeping out-of-pocket health care costs is more important than staying with the same primary care physician.

Other created May 17, 2013 | popularity not rated yet | comments 0

Massachusetts' health care reform didn't raise hospital use, costs

Massachusetts' healthcare reform didn't result in substantially more hospital use or higher costs, according to data presented at the American Heart Association's Quality of Care and Outcomes Research Scientific Sessions ...

Health created May 16, 2013 | popularity not rated yet | comments 0

Title V coverage varies across states for diabetes

(HealthDay)—There is significant state by state variation in Title V medical coverage for children with diabetes, according to a study published in the April issue of The Journal of Pediatrics.

Pediatrics created May 10, 2013 | popularity not rated yet | comments 0

UIC information specialists ease switch to new healthcare codes

University of Illinois at Chicago researchers have developed a website that walks healthcare providers through the challenging transition from the current International Classification of Diseases—ICD-9—to the new ICD-10.

Health created May 15, 2013 | popularity not rated yet | comments 0

Advance directives manage end of life care issues and reduce end of life medical costs

A new article available online in the American Journal of Public Health by two Johns Hopkins Bloomberg School of Public Health faculty makes a compelling case that end-of-life care issues need to become an integral part o ...

Health created May 08, 2013 | popularity not rated yet | comments 0

5,000 steps a day to avoid paying higher health insurance costs? When money talks, people walk

It was a controversial move when a health insurer began requiring people who were obese to literally pay the price of not doing anything about their weight – but it worked, a new study finds.

Health created May 08, 2013 | popularity 4 / 5 (1) | comments 0

Increase in medical treatment caused greatest increase in US health care costs

The increasing proportion of the population that received treatment for a specific medical condition – called "treated disease prevalence"—along with higher spending per treated case accounted for most of the rise in ...

Health created May 06, 2013 | popularity not rated yet | comments 0

Study finds health insurance helps lower-income Americans avoid depression, diabetes, major financial shocks

Enrollment in Medicaid helps lower-income Americans overcome depression, get proper treatment for diabetes, and avoid catastrophic medical bills, but does not appear to reduce the prevalence of diabetes, high blood pressure ...

Health created May 03, 2013 | popularity 5 / 5 (1) | comments 0 | with audio podcast

Private insurers' Medicare Advantage plans cost Medicare an extra $34.1 billion in 2012

A study published online today finds that the private insurance companies that participate in Medicare under the Medicare Advantage program and its predecessors have cost the publicly funded program for the elderly and disabled ...

Health created May 10, 2013 | popularity not rated yet | comments 1

Utah to be first to use dual-model health exchange

(AP)—The federal government has approved Utah to become the first state to have a dual-model health insurance exchange in which the state and the federal government divide responsibilities.

Health created May 10, 2013 | popularity not rated yet | comments 0

Application for health coverage has been simplified, shortened

(HealthDay)—The application for health insurance coverage has been simplified and shortened, with the application reduced to three pages for individuals, according to a report released April 30 by the Centers ...

Health created May 08, 2013 | popularity not rated yet | comments 0

Expanding Medicaid: Mental and financial health improve, but no improvement shown in physical health

New findings from the Oregon Health Insurance Experiment show that Medicaid coverage had no detectable effect on the prevalence of diabetes, high cholesterol, or high blood pressure, but substantially reduced depression, ...

Health created May 01, 2013 | popularity not rated yet | comments 0

Hong Kong prescribes new dose of old Chinese medicine

The young woman pours a pack of brown powder into a glass of hot water, stirs it well and drinks the murky mixture down, hoping the traditional Chinese medicine will cure her feverish cold.

Medications created Apr 30, 2013 | popularity 5 / 5 (1) | comments 1

Hospital bills can vary widely, even in same cities (Update)

(HealthDay)—The fees that hospitals charge consumers or insurance providers for services vary widely across the United States, and can even vary within geographic regions and cities, federal officials reported ...

Health created May 08, 2013 | popularity 5 / 5 (1) | comments 0

Proposed 'Medicare Essential' plan estimated to save $180 billion over 10 years

Combining Medicare's hospital, physician, and prescription drug coverage with commonly purchased private supplemental coverage into one health plan could produce national savings of $180 billion over a decade while improving ...

Health created May 06, 2013 | popularity not rated yet | comments 0

Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

For more information about Insurance, read the full article at Wikipedia.
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