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About one in four uninsured could be excluded from ACA

(HealthDay)—More than one in four of those eligible for new premium assistance tax credits under the Affordable Care Act (ACA) do not have a checking account and will not be able to receive premiums from ...

Health created 17 hours ago | popularity not rated yet | comments 0

How the EU could help more children survive cancer

A leading expert in childhood cancer at The University of Nottingham is spearheading a Europe-wide lobby of the European Parliament to try to make it easier for doctors to develop and test new treatments on children and young ...

Cancer created 23 hours ago | popularity not rated yet | comments 0

Can you put a price on health?

As health services strive to improve quality and reduce costs, researchers study the benefits – and the pitfalls – of 'pay for performance' in hospitals.

Health created May 23, 2013 | popularity not rated yet | comments 0 | with audio podcast

Hospitals profit when patients develop bloodstream infections

Johns Hopkins researchers report that hospitals may be reaping enormous income for patients whose hospital stays are complicated by preventable bloodstream infections contracted in their intensive care units.

Health created May 22, 2013 | popularity not rated yet | comments 0

Costs to treat stroke in America may double by 2030

Costs to treat stroke are projected to more than double and the number of people having strokes may increase 20 percent by 2030, according to the American Heart Association/American Stroke Association.

Cardiology created May 22, 2013 | popularity not rated yet | comments 0

Title V coverage varies across states for diabetes

(HealthDay)—There is significant state by state variation in Title V medical coverage for children with diabetes, according to a study published in the April issue of The Journal of Pediatrics.

Pediatrics created May 10, 2013 | popularity not rated yet | comments 0

Many patients would switch doc to cut health care costs

(HealthDay)—Many Americans feel that keeping out-of-pocket health care costs is more important than staying with the same primary care physician.

Other created May 17, 2013 | popularity not rated yet | comments 0

Massachusetts' health care reform didn't raise hospital use, costs

Massachusetts' healthcare reform didn't result in substantially more hospital use or higher costs, according to data presented at the American Heart Association's Quality of Care and Outcomes Research Scientific Sessions ...

Health created May 16, 2013 | popularity not rated yet | comments 0

5,000 steps a day to avoid paying higher health insurance costs? When money talks, people walk

It was a controversial move when a health insurer began requiring people who were obese to literally pay the price of not doing anything about their weight – but it worked, a new study finds.

Health created May 08, 2013 | popularity 4 / 5 (1) | comments 0

Advance directives manage end of life care issues and reduce end of life medical costs

A new article available online in the American Journal of Public Health by two Johns Hopkins Bloomberg School of Public Health faculty makes a compelling case that end-of-life care issues need to become an integral part o ...

Health created May 08, 2013 | popularity not rated yet | comments 0

UIC information specialists ease switch to new healthcare codes

University of Illinois at Chicago researchers have developed a website that walks healthcare providers through the challenging transition from the current International Classification of Diseases—ICD-9—to the new ICD-10.

Health created May 15, 2013 | popularity not rated yet | comments 0

Increase in medical treatment caused greatest increase in US health care costs

The increasing proportion of the population that received treatment for a specific medical condition – called "treated disease prevalence"—along with higher spending per treated case accounted for most of the rise in ...

Health created May 06, 2013 | popularity not rated yet | comments 0

Study finds health insurance helps lower-income Americans avoid depression, diabetes, major financial shocks

Enrollment in Medicaid helps lower-income Americans overcome depression, get proper treatment for diabetes, and avoid catastrophic medical bills, but does not appear to reduce the prevalence of diabetes, high blood pressure ...

Health created May 03, 2013 | popularity 5 / 5 (1) | comments 0 | with audio podcast

Asperger's dropped from revised diagnosis manual

The now familiar term "Asperger's disorder" is being dropped. And abnormally bad and frequent temper tantrums will be given a scientific-sounding diagnosis called DMDD. But "dyslexia" and other learning disorders remain.

Psychology & Psychiatry created Dec 02, 2012 | popularity 3.3 / 5 (3) | comments 1

Private insurers' Medicare Advantage plans cost Medicare an extra $34.1 billion in 2012

A study published online today finds that the private insurance companies that participate in Medicare under the Medicare Advantage program and its predecessors have cost the publicly funded program for the elderly and disabled ...

Health created May 10, 2013 | popularity not rated yet | comments 1

Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

For more information about Insurance, read the full article at Wikipedia.
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