Employer-based health insurance premiums rose modestly in 2013

Employer-based health insurance premiums rose modestly in 2013
Employer-sponsored health insurance premiums rose only modestly in 2013, according to research published in the August issue of Health Affairs.

(HealthDay)—Employer-sponsored health insurance premiums rose only modestly in 2013, according to research published in the August issue of Health Affairs.

Gary Claxton, from the Henry J. Kaiser Family Foundation in Washington, D.C., and colleagues conducted the annual Kaiser Family Foundation/Health Research and Educational Trust Employer Health Benefits Survey of more than 2,000 small and large employers.

The researchers found that, in 2013, single coverage premiums rose 5 percent to $5,884, and family coverage premiums rose 4 percent to $16,351. Fifty-seven percent of firms offered health benefits, a percentage similar to 2012. The percentage of workers covered by their firm's health benefits also remained steady, at 62 percent. There was a significant increase in the share of workers with a deductible for single coverage compared to 2012. The share of workers in small firms with annual deductibles of $1,000 or more also increased significantly compared to 2012. Nearly all large employers and 77 percent of all firms continued to offer wellness programs, although few used incentives to encourage employees to participate. Financial incentives for completing health risk appraisals were used by more than half of large employers offering the appraisals.

"Employer-based health benefits and plan designs were largely unchanged in 2013, as employers and insurers prepared for provisions of the Affordable Care Act to be implemented in 2014," the authors write.


Explore further

Survey: Health insurance costs outpace wage gains

More information: Abstract
Full Text (subscription or payment may be required)
Journal information: Health Affairs

Copyright © 2013 HealthDay. All rights reserved.

Citation: Employer-based health insurance premiums rose modestly in 2013 (2013, September 2) retrieved 6 December 2019 from https://medicalxpress.com/news/2013-09-employer-based-health-premiums-rose-modestly.html
This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.
 shares

Feedback to editors

User comments