Student loan forgiveness programs driving physicians to primary care

Graduating osteopathic physicians are increasingly planning to practice in primary care, a trend researchers say shows that loan forgiveness incentives are influencing new doctors' choice of specialty, according to a new study in the Journal of the American Osteopathic Association.

A 2016 survey of graduating osteopathic medical students showed 33 percent intended to work in . That represents an 18 percent increase from 2007, when only 28 percent of osteopathic medical students indicated a future career in primary care.

During that same time period, medical schools' tuition increased at a rate more than double that of national inflation, and the average medical education debt load for went up 54 percent, with the mean physician indebtedness at $240,331 in 2016.

"What we saw is student debt absolutely has an influence in determining physician practice," says Kenneth Poole, Jr., MD, an internal medicine at Mayo Clinic, and co-author on this study. "We can also see that programs offering loan forgiveness to physicians who choose primary care are working."

Dr. Poole and his co-authors analyzed responses to annual surveys of graduating medical students' plans for residency. The researchers evaluated graduating physicians in the top quartile for indebtedness, finding 35 percent who intended to practice in primary care would also use loan forgiveness programs. However, only 20 percent of those in the top debt quartile intended to practice in primary care without using loan forgiveness programs.

"We found a strong association between increased debt load, intention to use a loan-repayment program, and intention to practice in primary care," Dr. Poole says.

A need for growth

While existing loan forgiveness and repayment programs are helpful, Dr. Poole says they should be expanded to keep pace with the ever-increasing costs of .

"It has been estimated that by 2030 the U.S. will have a primary care shortfall ranging between 7,300 and 43,100 physicians," says Dr. Poole. "We need to reduce any existing barriers to physicians choosing primary care to mitigate this problem."

He added that not only improve individual health outcomes but also provide checks and balances for the use of health care dollars. Effective primary care is shown to decrease emergency department visits, hospitalizations and elective operations.

More information: Caleb J. Scheckel et al, Role of Debt and Loan Forgiveness/Repayment Programs in Osteopathic Medical Graduates' Plans to Enter Primary Care, The Journal of the American Osteopathic Association (2019). DOI: 10.7556/jaoa.2019.038
Provided by American Osteopathic Association
Citation: Student loan forgiveness programs driving physicians to primary care (2019, March 26) retrieved 7 December 2022 from
This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.

Explore further

Most osteopathic med students matched into primary care


Feedback to editors