Psychology & Psychiatry

Video: Prescribing nature for mental, physical health

Eating right and exercising are important ways to stay mentally and physically healthy. And instead of getting off the couch and hopping on a treadmill, you might want to consider going outdoors and reaping the health benefits ...

Diseases, Conditions, Syndromes

Not just a headache: Migraines can cause significant disability

More than a quarter of people who live with migraine disease say the condition has caused them to miss school or work for more than five days over a three-month period, a survey from the University of Otago, Wellington, and ...

Health

Video: Busting plant-based diet myths

Many people eat a plant-based diet for health benefits and cultural and religious beliefs, while others just enjoy the savory taste of fruits and vegetables.

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Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

This text uses material from Wikipedia, licensed under CC BY-SA