News tagged with health insurance

Related topics: health care · affordable care · insurance · barack obama · health care reform

Rise in premiums lays bare two Americas on health care

Michael Schwarz is a self-employed business owner who buys his own health insurance. The subsidized coverage "Obamacare" offers provides protection from life's unpredictable changes and freedom to pursue his vocation, he ...

Feb 21, 2017
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The short- and long-term prognosis for Obamacare

(HealthDay)—As confusing as it may be for health insurance buyers and taxpayers, the latest moves on the Affordable Care Act (ACA) don't spell its imminent collapse, according to experts who follow the law.

Feb 21, 2017
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What's next for the Obamacare insurance exchanges?

(HealthDay)—Americans who buy health insurance through the Affordable Care Act (ACA) marketplaces could have fewer health plan choices and face new enrollment hurdles and cost pressures in 2018, health policy analysts say.

Feb 10, 2017
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Obamacare critic confirmed as US health secretary

The US Senate narrowly confirmed Tom Price as President Donald Trump's pick for health secretary Friday, appointing a fierce Obamacare critic who aims to implement a Republican promise to tear up the divisive health care ...

Feb 10, 2017
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Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

This text uses material from Wikipedia, licensed under CC BY-SA

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