News tagged with health insurance

Related topics: health care · affordable care · insurance · barack obama · health care reform

Study reveals costs of maternal health

New research from The Australian National University (ANU) has for the first time identified and quantified the factors pushing up maternal health costs in the New South Wales public hospital system, paving the way for better ...

Aug 10, 2017
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What does choice mean when it comes to health care?

President Trump continues to threaten millions of Americans who now have health insurance with loss of coverage by undermining the Affordable Care Act, commonly known as "Obamacare." His goal has been to repeal the ACA, or ...

Aug 04, 2017
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Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

This text uses material from Wikipedia, licensed under CC BY-SA

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