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Missed the health care deadline? It's not too late
by Connie Cass
This March 31, 2014 file photo shows applicants waiting to be called during a health care enrollment event at the Bay Area Rescue Mission in Richmond, Calif. It's not too late to get covered. A few routes remain open for those who missed the health care law's big enrollment deadline. Millions may be eligible for a second chance to sign up for subsidized insurance. And people who get coverage after the deadline can still avoid, or at least reduce, the fine for going uninsured. (AP Photo/Eric Risberg, File)
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This March 31, 2014 file photo shows applicants waiting to be called during a health care enrollment event at the Bay Area Rescue Mission in Richmond, Calif. It's not too late to get covered. A few routes remain open for those who missed the health care law's big enrollment deadline. Millions may be eligible for a second chance to sign up for subsidized insurance. And people who get coverage after the deadline can still avoid, or at least reduce, the fine for going uninsured. (AP Photo/Eric Risberg, File)
It's not too late to get covered. A few routes remain open for those who missed the health care law's enrollment deadline Monday.
Millions may be eligible for a second chance to sign up for subsidized insurance. The government says people who started their online applications before the deadline still can log on and finish them. Those who started applying by paper have until next Monday to finish.
There's also extended enrollment for people stymied by all sorts of problems, including insurance company mix-ups, mistakes by application counselors, serious illness, even natural disasters.
There's no time limit for signing up in state Medicaid programs for the poor. And buying coverage outside the government marketplaces remains an option for the uninsured, but without subsidies to reduce the cost.