The expansion of food banks across the United Kingdom is associated with cuts in spending on local services, welfare benefits and higher unemployment rates, conclude researchers in The BMJ this week.
Apr 8, 2015
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In a new study, researchers examined how a country's number of published 3D protein structures for coronaviruses, including the one responsible for COVID-19, correlated with its economic output and population. The findings ...
Mar 27, 2023
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Gratitude does more than help maintain good health. New research at the University of Oregon finds that regularly noting feelings of gratitude in a journal leads to increased altruism.
Dec 14, 2017
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By taking daily samples from the New Haven-area wastewater treatment plant, researchers have been able to track the progression of COVID-19 up to seven days before the same pattern is reported by compiled testing data from ...
Sep 21, 2020
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'Tis the season to be grateful. And being grateful for what you have may be the key to happiness, according to research by a UT professor.
Nov 4, 2014
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Philippe Couillard, the freshly defeated Quebec premier, made headlines during the election campaign when he suggested a family of three —comprised of one adult and two adolescents —could feed themselves for $75 a week.
Oct 9, 2018
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The grim toll of coronavirus deaths in Italy, the world's worst-hit nation, surged past 4,000 on Friday as New York and other US states joined California in ordering a lockdown to try to bring the pandemic under control.
Mar 20, 2020
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(Medical Xpress)—When an MRI scan uncovers an unusual architecture or shape in a child's brain, it's cause for concern: The malformation may be a sign of disease. But deciding whether that odd-looking anatomy is worrisome ...
Jan 10, 2014
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China imposed a lockdown Sunday on a major city far from the epicentre of the coronavirus epidemic, as its death toll soared to 304 and the first fatality outside the country was reported in the Philippines.
Feb 2, 2020
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Artificial intelligence/machine learning involves the development of computer systems that perform tasks that would normally require human intelligence. AI/ML is used by people every day, for example, while using smart home ...
Dec 8, 2021
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A bank is a financial institution that serves as a financial intermediary. The term "bank" may refer to one of several related types of entities:
Because of the important role depository institutions play in the financial system, the banking industry is generally regulated with government restrictions on financial activities by banks varied over time and by location. Current global bank capital requirements are referred to as Basel II. In some countries, such as Germany, banks have historically owned major stakes in industrial companies, while in other countries, such as the United States, banks have traditionally been prohibited from owning non-financial companies. In Japan, banks are usually the nexus of a cross-share holding entity known as the "keiretsu". In Iceland, banks followed international standards of regulation prior to the recent global financial crisis that began in 2007.
The oldest bank still in existence is Monte dei Paschi di Siena, headquartered in Siena, Italy, which has been operating continuously since 1472.
A Bank's main source of income is interest paid on loans. A bank pays out at a lower interest rate on deposits and receives a higher interest rate on loans. The difference between these rates represents the bank's net income. Banks also generate non-interest income from service fees for Retail and Business banking products, transactional fees, or other non-traditional services such as Trust and Wealth Management consulting, Insurance, Cash Management services, Mortgage loan closing costs and points.
This text uses material from Wikipedia, licensed under CC BY-SA
