Employer-based health insurance premiums rose modestly in 2013

September 2, 2013
Employer-based health insurance premiums rose modestly in 2013
Employer-sponsored health insurance premiums rose only modestly in 2013, according to research published in the August issue of Health Affairs.

(HealthDay)—Employer-sponsored health insurance premiums rose only modestly in 2013, according to research published in the August issue of Health Affairs.

Gary Claxton, from the Henry J. Kaiser Family Foundation in Washington, D.C., and colleagues conducted the annual Kaiser Family Foundation/Health Research and Educational Trust Employer Health Benefits Survey of more than 2,000 small and large employers.

The researchers found that, in 2013, single coverage premiums rose 5 percent to $5,884, and family coverage premiums rose 4 percent to $16,351. Fifty-seven percent of firms offered health benefits, a percentage similar to 2012. The percentage of workers covered by their firm's health benefits also remained steady, at 62 percent. There was a significant increase in the share of workers with a deductible for single coverage compared to 2012. The share of workers in small firms with annual deductibles of $1,000 or more also increased significantly compared to 2012. Nearly all large employers and 77 percent of all firms continued to offer wellness programs, although few used incentives to encourage employees to participate. Financial incentives for completing health risk appraisals were used by more than half of large employers offering the appraisals.

"Employer-based health benefits and plan designs were largely unchanged in 2013, as employers and insurers prepared for provisions of the Affordable Care Act to be implemented in 2014," the authors write.

Explore further: US health insurance costs up 9% in year: study

More information: Abstract
Full Text (subscription or payment may be required)

Related Stories

US health insurance costs up 9% in year: study

September 27, 2011

Company-provided health insurance, one of the largest costs of US businesses and households alike, rose nine percent over the past year despite the sluggish economy, according to a new study released Tuesday.

Increasing number of workers in self-insured health plans

December 4, 2012

(HealthDay)—There has been a recent increase in the percentage of workers in the private sector who are enrolled in self-insured health plans, in which the employer assumes the financial risk related to health insurance ...

Premiums expected to be about 20 percent lower in 2014

July 23, 2013

(HealthDay)—Premiums in the Health Insurance Marketplace are likely to be about 20 percent lower than anticipated in 2014, according to a report published by the U.S. Department of Health and Human Services (HHS).

Recommended for you

Older people getting smarter, but not fitter

August 31, 2015

Older populations are scoring better on cognitive tests than people of the same age did in the past —a trend that could be linked to higher education rates and increased use of technology in our daily lives, say IIASA population ...

Higher intelligence score means better physical performance

August 14, 2015

New research reveals a distinct association between male intelligence in early adulthood and their subsequent midlife physical performance. The higher intelligence score, the better physical performance, the study reveals. ...

0 comments

Please sign in to add a comment. Registration is free, and takes less than a minute. Read more

Click here to reset your password.
Sign in to get notified via email when new comments are made.