News tagged with health insurance

Related topics: health care , affordable care , insurance , barack obama , health care reform

Dems seek political edge in contraception ruling

Democrats see a political winner in the stinging defeat they suffered when the Supreme Court ruled that businesses with religious objections may deny coverage for contraceptives under President Barack Obama's health care ...

Jul 16, 2014
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Plan to streamline health law re-enrollment

New health secretary Sylvia Mathews Burwell says she wants to make it easy for the 8 million Americans signed up under the health care law to renew their insurance next year.

Jun 26, 2014
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NCHS: Insurance coverage expands, gaps remain

(HealthDay)—Two new U.S. government reports provide a statistical snapshot of health and health insurance coverage in 2013, before new coverage options took effect under the Affordable Care Act.

Jun 20, 2014
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Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

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