News tagged with health insurance

Related topics: health care , affordable care , insurance , barack obama , health care reform

Fewer americans burdened by medical bills

(HealthDay)—The number of Americans struggling to pay medical bills has declined every year since 2011 and particularly since 2013, a new government report shows.

Feb 26, 2015
popularity not rated yet | comments 0

Obamacare won't swamp doctors, study contends

(HealthDay)—The greater number of Americans with health insurance under the Affordable Care Act will lead to only a slight increase in the use of medical services, and the health system can cope with the ...

Feb 25, 2015
popularity not rated yet | comments 0

Survey: Uninsured rate hit new low in 2014

(AP)—The share of Americans without health insurance dropped to its lowest level in seven years in 2014 as President Barack Obama's overhaul took full effect, according to an extensive survey released Tuesday.

Feb 24, 2015
popularity not rated yet | comments 0

Americans still divided over Obamacare

(HealthDay)—The Affordable Care Act remains one of the most significant—and controversial—achievements of President Barack Obama's presidency.

Feb 19, 2015
popularity 1 / 5 (1) | comments 1

Florida has highest number of enrollees under health law

Florida has eclipsed California to become the state with the highest number of consumers buying health coverage through new insurance markets under the Affordable Care Act, according to federal statistics released Wednesday.

Feb 18, 2015
popularity not rated yet | comments 0

Last chance to enroll in obamacare for 2015

(HealthDay)—Americans eligible for health insurance under the Affordable Care Act (ACA) are facing an important deadline. This year's sign-up period ends Sunday, Feb. 15.

Feb 12, 2015
popularity not rated yet | comments 0

Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

This text uses material from Wikipedia licensed under CC BY-SA