News tagged with health insurance

Related topics: health care , affordable care , insurance , barack obama , health care reform

Health law enrollment now 7.3M

The Obama administration says 7.3 million people have signed up for subsidized private health insurance under the health care law—down from 8 million reported earlier this year.

Sep 18, 2014
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CDC: Circumcision benefits outweigh risks (Update)

U.S. health officials on Tuesday released a draft of long-awaited federal guidelines on circumcision, saying medical evidence supports having the procedure done despite opposition from advocates who decry ...

Dec 02, 2014
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Health law legacy eludes Obama as changes sink in

President Barack Obama's health care law has indeed managed to change the U.S., but major elements of his signature domestic achievement face an uncertain future as a roller-coaster enrollment period winds ...

Mar 30, 2014
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Poll: Health law seen as eroding coverage

A poll finds that Americans who already have health insurance are blaming President Barack Obama's health care law for their rising premiums and deductibles.

Dec 15, 2013
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US, religious groups debate birth control coverage

(AP)—The Obama administration on Friday urged a Supreme Court justice to stop blocking the new health care law's requirement that some religious-affiliated groups provide health insurance that includes birth control.

Jan 03, 2014
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Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

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