Psychology & Psychiatry

A scarcity of women leads men to spend more, save less

The perception that women are scarce leads men to become impulsive, save less, and increase borrowing, according to new research from the University of Minnesota's Carlson School of Management.

Psychology & Psychiatry

'Financial health' is good medicine in mental health care

Spend an afternoon doing mental health research with Annie Harper, Ph.D. and you might find yourself checking out the prices at a local rent-to-own store, helping a client pull his credit report, or listening as Harper speaks ...

Health

Why medical debt – and bankruptcy – are growing problems

Burdensomely high medical costs are often blamed for pushing many Americans into bankruptcy. According to the Consumer Financial Protection Bureau some 43 million Americans have unpaid medical debt on their credit reports.

Diseases, Conditions, Syndromes

You don't need to wipe down everything to protect yourself

If you were wiping down every single Amazon package, can of chickpeas, and takeout container at the start of the pandemic, you certainly weren't alone. Clorox, the world's biggest maker of disinfectant cleaning materials, ...

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Credit card

A credit card is part of a system of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services. The issuer of the card grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.

A credit card is different from a charge card, where a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers to 'revolve' their balance, at the cost of having interest charged. Most credit cards are issued by local banks or credit unions, and are the shape and size specified by the ISO/IEC 7810 standard as ID-1.

This text uses material from Wikipedia, licensed under CC BY-SA