Health

A substantial benefit from replacing steak with fish

The average Dane will gain a health benefit from substituting part of the red and processed meat in their diet with fish, according to calculations from the National Food Institute, Technical University of Denmark. Men over ...

Health

Drinking and your health: A reality check

(HealthDay)—The Mediterranean diet consistently tops the list of food plans that convey health benefits, and one reason many people like it is that it allows moderate amounts of red wine. But there's no definitive proof ...

Pediatrics

The art of the circus: Cartwheeling kids to better mental health

From tightrope to trapeze, circus arts have long fascinated and inspired people of all ages. Now, research from the University of South Australia is revealing the true value of circus skills and their unique ability to deliver ...

page 1 from 23

Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

This text uses material from Wikipedia, licensed under CC BY-SA