Health

Share of uninsured Americans rises for 1st time in a decade

The proportion of Americans without health insurance edged up in 2018—the first evidence from the government that coverage gains under President Barack Obama's health care law might be eroding under President Donald Trump.

Diabetes

Diabetes control has stalled across U.S.

(HealthDay)—U.S. adults with diabetes are no more likely to meet disease control targets than they were in 2005, a new study finds.

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Health insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

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