News tagged with insurance

Related topics: health insurance · health care · medicaid · affordable care · barack obama

Uninsured rate hits new low due to Obamacare: report

(HealthDay)—More Americans now have health insurance than ever before, with the uninsured rate declining across all 50 states because of the Affordable Care Act (ACA), according to a new report from The Commonwealth Fund ...

Dec 21, 2016
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Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

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