Health

Lessons from a failed health insurance pilot in Ghana

Among sub-Saharan African countries, Ghana stands out for its high rate of health insurance coverage: About 40 percent of the population has policies available through the National Health Insurance Scheme (NHIS). But the ...

Oncology & Cancer

Colorectal cancer screening lowest in adults aged 50 to 54

The prevalence of colorectal cancer (CRC) screening is lowest among adults aged 50 to 54 years, according to research published in the March 13 issue of the U.S. Centers for Disease Control and Prevention Morbidity and Mortality ...

Oncology & Cancer

Race, insurance status linked to lower cancer survival

Nonwhite, uninsured patients with clinically favorable human papillomavirus (HPV)-associated squamous cell carcinoma of the head and neck (SCCHN) have higher mortality than their white peers, according to a study published ...

page 1 from 2

Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

This text uses material from Wikipedia, licensed under CC BY-SA