News tagged with insurance

Related topics: health insurance , health care , medicaid , affordable care , barack obama

New survey of employers about the health insurance market

A new nationally representative survey of employers—the largest purchasers of health care in the country— shows that most are unfamiliar with objective metrics of health plan quality information. The survey, conducted ...

Nov 20, 2014
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The Affordable Care Act in Kentucky, one year later

One year ago, Michael Stillman, M.D., and his colleague, Monalisa Tailor, M.D., both physicians with the University of Louisville Department of Medicine, wrote a New England Journal of Medicine "Perspective" article about ...

Nov 19, 2014
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Health care overhaul doubts ease for insurers

What a difference a year makes. The nation's biggest health insurers entered last fall cautious about a major coverage expansion initiated by the health care overhaul, the federal law that aims to cover millions ...

Oct 29, 2014
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Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

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